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A vast number of home warranty services exists today. They come in all different shapes and sizes, offered by companies large and small, reputable and disreputable. In this post, we will run through the top 10 home warranties to help you visualize the differences and determine which option is the best fit for your needs, budget, and lifestyle.
The Top 10 Contenders
Before we dive into the specifics of the home warranty services available, we should go over the top 10 contenders to familiarize you with their names.
| Warranty Service Company | Overall Rating |
| Select Home Warranty | 98.5 |
| Choice Home Warranty | 96.8 |
| First American Home Warranty | 93.1 |
| Total Home Protection | 91.2 |
| Pride Home Warranty | 87.9 |
| Advanced Home Warranty | 83.4 |
| Home Warranty of America | 81.1 |
| America’s 1st Choice Home Club | 80.9 |
| Fidelity Home Warranty | 78.8 |
| Sears Home Warranty | 74.4 |
Select Home Warranty
Our top-rated warranty service provider is Select Home Warranty. The company has excellent customer reviews, and is rated highly in areas like coverage, plan availability, trustworthiness, and promotions. However, note that you must file a claim within three days for it to be covered, and there is a $75 cancellation fee. In a nutshell, Select Home Warranty offers:
- 24/7 service calls
- Highly professional contractors
- Fast replacement payments
- Free cancellation within 30 days of signing up
- Flexible limits
Choice Home Warranty
Choice Home Warranty is our second pick, and this company offers coverage in all but Florida, California, Washington. The company has also been around for a long time, and has built a reputation for trustworthiness and transparency. However, note that optional coverage is limited, as is their selection of plans. In a nutshell, you can expect:
- 24/7 service calls
- Free cancellation within 30 days
- Flexible limits and premiums
First American Home Warranty
Our third pick is First American Home Warranty, which is another market veteran. The company has a very good rating with the BBB, provides low costs for optional coverage, and is available in most states. However, note that plan selection is limited and optional coverage items are also limited.
- 24/7 service calls
- $50 cancellation – no grace period
- Flexible limits and premiums
Total Home Protection
Total Home Protection is available in more states than our previous pick, but is new on the market, which means their reputation is not quite as established. Customers do rate their communication as very good, and they have flexible limits and premiums. Note that plan selection is limited.
- 24/7 service calls
- Free cancellation within 30 days
- Emergency service
- Promotions to reduce costs/extend coverage
Pride Home Warranty
Pride Home Warranty offers excellent coverage plans with lots of optional items. They also have a lower chance of claim denial than many other companies. However, they do not offer online chat, and there is only a single day to file a claim.
- 24/7 service calls
- Established company with a positive reputation
- High cancelation fee
Advanced Home Warranty
Available in all states but Florida and California, this company offers free cancellation within 30 days, plenty of optional coverage, and other benefits. However, they do not offer promotions, and their plans are limited.
- 24/7 service calls
- Emergency service
- Reservice if repairs fail
- $50 cancellation fee
Home Warranty of America
This company has quite a few advantages, including a robust social media presence and ability to chat online with reps. However, they do assess unexpected fees and some clients have noted delays in repairs.
- 24/7 service calls
- Available in all states but Florida
- Limited coverage
America’s 1st Choice Home Club
You’ll be able to set your own service fee with this company, which is also accredited by the Better Business Bureau. The only state where they do not operate is Florida.
- 24/7 service calls
- 1 day to submit claims
- Contractors do good work
Fidelity Home Warranty
With excellent coverage plans and a lower chance of denial, this is a company worth checking out. However, some clients have reported slow repairs and unexpected fees.
- 24/7 service calls
- Less chance of claim denial
- Clients report some contractors with less ability than expected
Sears Home Warranty
Our final company on the list, Sears lets you choose your own service fee and has a lower chance of denying your claims. They also operate in all states but Alaska and Florida.
- Low cancellation fee
- Customizable plans
- Limited coverage
- Repair delays
In Conclusion
There you have them – the top 10 home warranty services available. You’ll find something that’s just right for your budget and home needs.
